FAQ
Have any Inquiries?
Frequently Asked Questions
What factors affect my auto insurance premium?
Your premium is based on several factors, including your driving history, vehicle type, location, age, and selected coverage limits. Discounts may be available for safe drivers, bundling policies, and more.
Does homeowners insurance cover natural disasters?
Standard homeowners policies typically cover fire, wind, hail, and theft, but floods and earthquakes require separate policies. We can help you assess your risks and find the right coverage.
Do you only serve Montana residents?
While we primarily serve Montana, we are licensed in multiple states. Reach out to see if we can assist you in your location.
What types of business insurance do you offer?
We provide general liability, commercial property, workers’ compensation, professional liability, and more. Whether you’re a small business owner or run a large operation, we have coverage options for you.
Do you offer insurance for rental properties or Airbnb hosts?
Yes! If you own rental properties, including short-term vacation rentals like Airbnb, we can find a landlord or vacation rental policy that protects your investment.
I use my personal vehicle for business. Do I need commercial auto insurance?
If you use your vehicle for business purposes (like deliveries, client visits, or transporting equipment), you may need commercial auto coverage. We can help determine the best policy for you.